In 1978, a vote passed to subdivide Division I football into I-A and I-AA. In 2006, the names of the subdivisions were renamed the Football Bowl Subdivision and the Football Championship Subdivision.
The FBS allows 85 full scholarships. The FCS has 63 full scholarships that can be split between 85 players.
The 22 extra scholarships are a huge advantage, yet there have been a ton of FCS wins over FBS opponents. These are the FBS programs with the most losses to the FCS:
NOTE: While the two DI subdivisions have played each other since the split in 1978, these numbers only go back to 1990. The reason being there was a lot of reclassifying down from I-A to I-AA in the 1980s. The history of wins can be read here.
12
*Louisiana-Monroe/Northeast Louisiana
*Louisiana-Monroe was formerly known as Northeast Louisiana.
9
*Idaho
*Now an FCS program
8
Army
UNLV
7
Northern Illinois
6
Iowa State
Eastern Michigan
Ball State
Louisiana-Lafayette
Arkansas State
5
Georgia State
Temple
Navy
Akron
Buffalo
Kent State
4
Western Kentucky
Oregon State
Nevada
Ohio
Wake Forest
Middle Tennessee
3
Utah State
North Texas
Kansas
Minnesota
UConn
San Diego State
Duke
Western Michigan
Louisiana Tech
Colorado State
FIU