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2025 FCS Championship Odds: Montana State vs. Illinois State Spread

Sam Herder by Sam Herder
January 5, 2026
FCS betting odds

No. 2 seed Montana State squares off against unseeded Illinois State in Nashville for the FCS national championship.

The game kicks off at 6:30 p.m. CT on Monday, Jan. 5. It airs on ESPN.

Check out the BetMGM odds and total points for the matchup below.

FCS Championship Odds via BetMGM

#2 Montana State vs. Illinois State
12/22 Opening Spread: Montana State -9.5
12/22 Opening Total Points: 54.5

1/5 update: MSU -10, O/U 57.5

This is Montana State’s third national championship appearance since 2021, but it is aiming for its first title since 1984.

Illinois State’s last appearance in the FCS championship was during the 2014 season. The Redbirds have never won an FCS title.

The opening 9.5-point spread is the third-highest odds in 10 years. South Dakota State was a 14.5-point favorite over Montana in 2023, and NDSU was a 16.5-point favorite over EWU in 2018.

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FCS Championship: #2 Montana State vs. Illinois State Preview & Prediction

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FCS Championship: #2 Montana State vs. Illinois State Preview & Prediction

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